J.P. Morgan's Corporate & Investment Bank (CIB) is a global leader across banking, markets and investor services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. With (US$18 trillion) of assets under custody and (US$393 billion) in deposits, the CIB provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
An opportunity has arisen in the CIB Credit Risk team (based in Sydney) which manages the credit exposure portfolio for the Corporate & Investment Bank in Australia and New Zealand.
CIB Credit Risk - Australia and New Zealand
The CIB Credit Risk team focuses on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives and liquidity and cash management products for a diversified portfolio of institutional and corporate clients.
The CIB Credit team works closely with business partners from the Global Corporate Bank, Debt and Equity Capital Markets, Corporate & Investment Banking, Commercial Banking, Markets and Wholesale Payments. It is the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation and documentation of such transactions. Credit officers are also responsible for ongoing credit monitoring and review work for all client facilities.
Required Experience, Skills And Qualifications
- Proactively manage exposures on a portfolio of institutional and corporate clients;
- Prepare forward looking credit memoranda, along with necessary financial modelling, to provide risk assessment views on both new transactions and for existing clients and their industries;
- Track market and industry developments and their impact on clients;
- Recommend and monitor internal credit ratings;
- Support senior team members with completing due diligence, structuring and documentation on new transactions;
- Interact with key stakeholders including client coverage and product bankers; and
- Prepare and monitor various credit and regulatory reporting requirements
- At least four years' experience gained in a credit risk or credit analysis role within institutional, investment banking, or corporate banking;
- Strong credit risk analysis skills covering both qualitative and quantitative analysis;
- Good understanding of products across Australian debt markets and derivatives as well as related documentation;
- Ability to take an active role in identifying key issues/ concerns relating to clients, their industries and transaction structures;
- Strong written and verbal communication skills;
- Able to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast paced environment;
- Ability to foster relationships and confidently interact with business lines and other internal stakeholders
- Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.