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Credit Risk Manager


Job Description

  • Make a genuine impact on the Australian community and protect the resilience of the financial system.
  • Leadership opportunity available in the Credit Risk team, where you will contribute to retail or non -retail credit risk assignments across the whole Banking industry.
  • Join a flexible and inclusive culture with support to grow and develop your career.

APRA’s mandate is to protect the Australian Community by establishing and enforcing prudential standards and practices designed to ensure that, under all reasonable circumstances, financial promises made by institutions we supervise are met within a stable, efficient and competitive financial system.

To help us deliver on our mandate and strategic priorities, our Banking team is looking for highly talented individuals with experience in Retail and/or Non-Retail Credit Risk to join us in a critical area of the division.

As a manager in the Credit Risk team, you will lead a team of credit risk specialists and analysts and will perform assignments across all of APRA’s supervised banking entities. You will be a subject matter expert in either retail or non-retail credit risk and will deliver premium insights to internal and external stakeholders in order to support APRA’s objective of maintaining a prudentially sound financial system.

About the role

The responsibilities include:

  • Management and development of a team of credit risk specialists and analysts.
  • Leading credit reviews. Coordinating and supporting team members delivering in-depth analysis, risk assessment, and problem solving.
  • Leading project and other ad hoc initiatives leveraging an aptitude in critical thinking and innovation.
  • Maintaining effective working relationships, demonstrating strong communication skills
  • Maintaining and enhancing up to date and relevant knowledge of issues impacting credit risk profiles within regulated institutions and within the Australian financial system.
  • Identification of emerging risks and prioritisation of existing risks ensuring adequate coverage providing sound assurance as to the resilience of the financial system

APRA offers unprecedented exposure to the Financial Services industry. You will work amongst a team of highly skilled credit specialists, to positively influence industry best practice and the stability of the Australian financial system. Within this environment, you will have the opportunity to contribute your analytical expertise, as well as expanding your current skill set.

To be successful you will have a Credit Risk background in credit decisioning and/or assurance roles in retail or non-retail credit risk. You will have good knowledge of all typical financial products offered, strong analytical, organisational and negotiation skills and the ability to liaise with stakeholders at all levels of business. You will be adept at leading a diverse team and fostering a trusting and inclusive environment.

You will have very well-developed written and verbal communication skills for advising internal clients, explaining procedure, determining requirements and an ability to translate technical concepts for a broad audience. Your business writing should be sharp and succinct, evidencing your ability to assess a wide variety of information sources to distil key issues. You will also possess a keen eye for detail and priority management skills. You will have a positive mindset and an energetic approach to problem solving with a willingness to offer new ideas and a fresh perspective. Qualifications in a finance-related discipline and experience in team leadership are essential.