This is a key position within the Unsecured Risk team responsible for analytics to manage policies and product risk for our client's Credit Card portfolio's.
Job Background / Context:
This role has high visibility which requires interaction with product, marketing, decision management, finance, credit operations and risk stakeholders at a local/regional level while delivering proactive insights and strategies to manage credit losses within Citi's Risk appetite framework.
Identify opportunities for further enhancement of strategies for growing the portfolio by carrying out analytics projects with business risk /rewards perspective
Develop, maintain and manage credit policies to provide optimal risk and reward trade-off
Track portfolio trends and initiate timely control actions
Liaise with internal stakeholders and keep them abreast of credit performance and proactively drive actions, as necessary. Ensure clear communication of priorities/deliverables to manage expectations
Responsible for portfolio performance in line with forecasts
Interact with Product and Marketing teams for launch approval of new campaigns
Work with credit operations unit for implementation and governance of credit policies
Assess and revise Cards risk appetite framework including development of appropriate benchmarks, initiate champion/challenger initiatives to test boundaries while maintaining healthy risk returns
Ensure timely completion of regional deliverables including performance monitoring, portfolio quality review and any other ad hoc deliverable
Minimum of 2+years in a similar role
Strong analytical and data mining techniques - SAS programming, decision tree tools and advanced Excel
Applies numerical and analytical skills to support ideas and portfolio performance
Use knowledge of business when conducting analytics
Data mining skills to a high level of complexity
Applies complex models to measure risk
Quantitative Academic qualification preferred
Strong influencing and negotiation skills
Ability to multitask and manage portfolios with minimal supervision
Strong organisational skills; planning, follow-up, execution skills to drive intended results in a high-pressure environment
If you possess the required skill sets and would like to learn more about the opportunity please click apply right away to submit your application.