Talenza have been engaged by one of Australia's leading Fintech companies to source a Head of Credit Risk, they aim to delight by providing innovation, simplicity, transparency, and clarity in products that their customers love.
As one of Australia's leading Fintech companies, they are blazing a trail in data, digital and design and are looking for a Head of Credit Risk to join their team as they continue a remarkable growth trajectory. This is a permanent opportunity based in Sydney's CBD.
Reporting to the Chief Risk Officer, manage the Credit Enterprise Risk Framework, including credit risk policies, responsible lending policies and other related procedures.
Development and successful delivery of credit policy and policy simplification.
Oversight of portfolio credit quality - assessing new business against Credit Risk Appetite
Build and maintain a quality assurance program conducting both hind sighting and real time reviews.
Credit reporting to Risk Committee or Exco (as needed).
Be at the forefront of emerging practice/industry developments.
Provide SME guidance on new services/products.
Build strategic relationships across the business, providing insights and advice.
Skills & Experience Needed:
Substantial Credit Risk Management experience within a banking or financial services organisation.
Deep knowledge of mortgage lending with proven ability to assess credit quality and make good underwriting decisions.
Demonstrated pragmatic approach with sound understanding of responsible lending obligations.
Experience in or an evident passion for Fintech.
Fast learner and dots connector - able to take grey and turn it into black and white.
Team player through and through - leave your ego at the door, be prepared to challenge, and be challenged, hold your opinions lightly and work together with others to achieve the best possible outcome.
An eye for detail, strong communication skills and a relentless desire to do whatever it takes to do the job well.
It's an exciting time to be part of a talented team, as they continue an incredible velocity of innovation and growth.
Enjoy the benefits of working in modern offices in Sydney, being part of a cohesive and passionate team, who love to celebrate success.
Work for one of Australia's leading Fintech companies who are quickly making their mark in the financial industry.
To apply online, please click on the apply button.