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Senior Credit Risk Analyst - Australian Market

Outfund

Job Description

As a Senior Credit Risk Analyst within our Risk Team, you'll be responsible for end to end risk mitigation decisioning while creating a positive and smooth client journey that ultimately helps businesses gain the funding they need to grow. This is done through analysis, interoperation and management of a variety of client data that enables us to effectively mitigate risks as we grow. You will play a key role in helping us shape our risk underwriting, monitoring, lending policies, end-to-end credit procedures and developing our decisioning tools.

As an ideal candidate you will be able to understand, manipulate, interpret and make decisions based on a host of quantitative and qualitative data.


Who we are

At Outfund, we help evolving businesses supercharge their growth by offering a fair, fast and easy way to apply for investment… and now we are growing ourselves!

We are seeking ambitious people to join us in championing our smart, tailored, data-driven funding solution and become an integral part of our early-stage but quickly expanding fintech company.

As an ideal candidate, you will have excellent communication, interpersonal and customer service skills. You will be able to meet deadlines and have strong analytical skills.

Requirements

  • Make sound judgements on revenue-based finance applications
  • Strong commercial awareness across a wide number of sectors
  • Be the Risk key appointed individual on product and tech projects
  • Be actively involved in wider projects in line with the ‘risk’ product development initiatives
  • Ensure timely completion of all credit applications within agreed SLA’s
  • Be responsible for the ongoing risk management, monitoring and control of a portfolio of clients
  • Ability to conduct portfolio analysis
  • Support the collections and recovery process
  • Assist the Sales and Account Management teams with risk related queries
  • Make recommendations for the ongoing development of systems, processes and business practices to provide improvements in efficiency and capacity.
  • Ensure compliance with the AML and Onboarding policies and procedures on a client level
  • Shape and develop our credit processes to deliver fast, efficient and robust decisions within agreed risk appetite parameters.
  • Prepare and recommend credit decisions on applications to the Credit Risk Committee
  • Engage sophisticated clients directly when required

Our dream candidate

  • 2-4+ years commercial experience as an underwriter or credit analyst
  • Strong general financial acumen
  • Proficiency in Excel
  • Experience using SQL
  • Experience from other financial or fintech companies

The details: Outfund is an equal opportunities employer

Benefits

  • Competitive salary
  • Flexible semi-remote working
  • 20 days annual leave